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on the Monday, 20 July, 2009 - 09:48
Microfinance is defined, according to the guide of microfinance, Microcredit And Savings For Development (Boyé Sebastian, Jérémy Hajdenberg, Christine Poursat, Editions Eyrolles, 2006), as "all services that are offered to individuals who have no access to conventional financial institutions. By extension, the term "microfinance" refers to all activities implemented to provide these services. " These financial services are microcredit (joint or individual credit) and savings. Microfinance appeared in Latin America and Asia in the seventies, marked by the creation by Muhammad Yunus of the Grameen Bank in Bangladesh in 1976. In 2006, he received the Nobel Prize to award his action for the development of microcredit.
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